A curated stream of FCA notices, lender criteria changes, and practical market headlines – written for advisers, not consumers.
These summaries are designed to be read quickly between calls and appointments.
The Bank of England keeps the base rate unchanged. Several high-street lenders have indicated no immediate repricing on core residential ranges, but are “reviewing” 2-year fixes.
View talking points for clients →A weekly summary of notable lender changes across contractor income, portfolio BTL stress tests, and higher income multiples for professionals.
See lender-by-lender highlights →New guidance places stronger emphasis on file sampling, real-time oversight, and evidence of fair-value outcomes for Appointed Representatives under Consumer Duty.
Key points for network & DA firms →Advisers share real examples of how they positioned day-rate contractors with gaps in employment history and mixed PAYE / LTD income.
Read the full discussion →Early data from advisers on the network: demand patterns for remortgages, PT vs. full remortgage split, and common client worries right now.
Download the snapshot (PDF) →